Insurance

Insurance is an essential and critical part of everybody's personal and business life. There are many types of insurance. Many are mandatory, such as automobile liability insurance. For many businesses, workers compensation
insurance may be mandatory. To qualify for a SBA loan, a borrower is required to purchase "key-man" life insurance.

So, make insurance a vital component of your business plan. A number of types of insurance is available and a few are listed here: premises, flood, business interruption, disability, life, dental, health, buy sell agreements, errors and omissions, malpractice, and products liability.

Insurance is probably the only current industry who literally has participating companies, most notably Lloyds of London, for more than 300 years. Interestingly, it was insurance companies and agreements that really supported European expansion to the new world.

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